So everyone on the form knows that I'm a super pro-choice supporter and I believe that women should have the right to do as they please with their bodies. What happens when you have a business baby? You know you've had your idea to get your first big deal or sign your first real estate contract? That's what I consider a business baby. I'm sure you're familiar with the cliche but when you go through the struggles, hardships, turns, ups and downs and lonely starts you start to appreciate the concept and really get effective when something happens in your business, be it good or bad. If the secretary orders supplies; you usually have a preference as to which ones they are if a bill goes to collections you usually know why and what it's going to take to get it handled the same thing happens when you find out that you your competitor is doing business like you and taking your trusted partners clients and/or opportunities. Cyber Fraud is at an all-time high, you can buy a business on the dark web for less than half of what it's worth and majority of the time the owner won't even know it if it's registered in a different state they also sell credit profiles for less than $500 which can be extremely damaging when it comes time to get a government contract and you need a credit check just to submit a proposal. The legal cost of repairing your credit is in the upper hundreds of thousands depending on your revenue and depending on the damage that's done it can take decades to fix business theft and copyright infringement problems.
At any rate it is more than a notion to see the impact of Cyber fraud and business infringement on professionals and business owners. I personally have lost over 7 million in capital and have to wait another 2 years before I can apply for a business loan at my bank. Because not only was my business registered in multiple states before I caught on. My personal credit profile was sold more than once so Everytime I made a purchase or opened a new account, the credit bureau would be collecting data and it would show up differently on each credit bureau. When I filed a police report I was told that the case was closed and had to do all of the leg work myself. It cost more emotionally but the financial impact was embarrassing. The detective told me cyber fraud is the most difficult to investigate because of all of the new firewalls and different isps used for accessing and utilizing someone's personal information. Essentially if you don't have the money for an investigator and an attorney you're out of luck. However, I have listed some steps you can take in the event that you find yourself in the same position.
Step 1
Contact your local attorney general and find out if you have any complaints that you don't know. Oftentimes people and businesses that are receiving bad service tend to file those types of things with your state's office.
https://www.usa.gov/state-attorney-general
Step 2
File a report with the better business bureau. In the event that you have a business profile that you don't know about. Claiming your profile on BBB or filing an anonymous complaint, can give you insight on whether or not the information on file is true and accurate.
https://www.bbb.org/file-a-complaint
Step 3
Add a life lock feature on your credit and banking accounts. This will give you added protection to know what's going on if anything new or unknown pops up.
https://www.businesscreditfacts.com/pdp.aspx?pg=faq-fr2
Step 4
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